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Phone: +49 (0) 30 2434 2648

Email: service@eichencredit.com

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©2020 EichenCredit GmbH

EichenCredit is a German §34i GewO certified mortgage broker.

We help you find the right mortgage for  your German property investments in an easy, fast and uncomplicated way.

  • Daniel Hofmann

To invest, or not to invest… is that really the question?


Brandenburg Gate

So, there it is: the German housing market is booming, and the trend is set to continue in 2019. Employment rates and salaries are rising, looking at specific cities, housing developments are booming, renting prices are going up, interest rates for loans have never been lower.


That’s one side of the coin.


On the other hand, the economy in Germany is slowing down due to international market developments (just think about the ongoing American and Chinese trading conflicts), the uncertain outcome with Brexit or the slowing down of german export rates.


So what is one to believe?

Is the german property market a good market to invest in?


I say a loud and clear YES. Overall investing in property in Germany is generally a good thing. It’s relatively secure, it offers growth opportunity and once all the paperwork and the mortgage loan wheels have been set into motion, it isn’t that difficult to get a foot on the german property ladder.

If you are interested in buying a property in Germany, and you don’t quite know how to go about getting your finances into place, this Blog is for you, for I shall explain exactly what you need to do to get started.


Make yourself familiar with the German property market. Have a look at newspapers, market forecasts from banks (like these ones from Deutsche Bank,  DZ Hyp or the Bundesbank), economy websites (for instance this one) to get a good understanding of what’s happening.

Yes there have been talks that the german property bubble will burst, or that prices are overinflated, but despite all of this, the housing market isn’t slowing down anytime soon. The long term ECB rates are set to remain low and purchasing prices in Germany are relatively low if you compare it with other cities across Europe.

Renting is still the preferred option to buying for most Germans, leaving those investors amongst us ready for some good opportunities.

Doesn’t sound too bad after all now does it….? But everybody has a different aversion to risk, so you need to decide whether you are willing to take that risk.